Planned Giving

If you are age 70½ or older, you may be able to make a tax-smart gift directly from your Individual Retirement Account (IRA) to YWCA Greater Pittsburgh through a Qualified Charitable Distribution (QCD). 

A QCD allows your IRA administrator to transfer funds directly to a qualified 501(c)(3) nonprofit. Because the distribution is made directly to the charity, it is generally excluded from your taxable income. If you are 73 or older and are required to take Required Minimum Distributions (RMDs), your QCD can also count toward satisfying your annual RMD. 

A Qualified Charitable Distribution is a meaningful way to support YWCA Greater Pittsburgh while potentially providing valuable tax benefits. As always, we encourage you to consult your financial or tax advisor to determine whether a QCD is right for your individual circumstances.